Plan

Create or edit a plan — a bill that happens on a date (rent, salary, a subscription) or a budget that resets every period (groceries, fuel). The top of the form is the transaction editor you already know; the plan itself is the picture below it.

Start date

The first due date (a scheduled plan) or the day the first period starts counting (a budget). Drag the big first dot sideways to move it, or tap it — or the date in the sentence — for a date picker.

Amount

Drag the handle on the left rail: up for income, down for spending. Values snap to round numbers. Tap the handle, the amount in the sentence, or the Amount field above to type an exact value. A transfer is a magnitude only and shows a single-sided rail.

Account

Which account each generated transaction posts to. Required.

Category

The category each generated transaction lands in. Required. For transfer plans, this is the destination account picker instead. "Other spending" and "Other income" turn the plan into a catch-all budget.

A budget on a main category covers its subcategories — spending tagged "Food:Groceries" counts against a Food budget — unless a subcategory has a budget of its own, which then keeps it. The sentence under the picture says which subcategories a budget covers.

Payee

Optional. Autocompleted from past entries; new names are created on save.

The plan picture

Everything that makes a plan a plan lives in one picture:

• Height is the amount, position is the date, the gap between the first two dots is how often it repeats.
• Drag to set; tap any underlined word in the sentence under the picture to type the exact value instead.
• Weekends are shaded. A dot that lands on one shows a dashed ghost on the weekend day and a small ‹ › • mark — tap the dot to cycle the rule.
• Drag the background to look further ahead.
• The sentence reads the plan back in words, with the next due date and how the amount is worked out.

Scheduled or Budget

The switch at the top of the picture. Scheduled draws one dot per occurrence: something that happens on a date, entered into the ledger when it is due. Budget turns the dots into pots: an allowance per period that fills as you spend in the category, with no dated entries of its own. Split plans are always scheduled; "Other spending / income" plans are always budgets.

A budget also draws, in grey, what the category actually spent in the periods before the plan starts (subcategories it covers included), and suggests the average of the last three — tap Use … to make it the amount. Pots from the start onwards fill with real spending: the current one against its pace, past ones green or red against the allowance.

Repeats

Stretch the second dot away from the first: the gap snaps to once, daily, weekly, every 2 weeks, monthly, every 2 / 3 / 6 months and yearly, and the rest of the series follows. For anything else tap the "every…" pill (or the words in the sentence): any count, the unit, and for monthly plans the anchor — the same day of the month, the last day, the Nth weekday, the last weekday, or twice a month, which adds a second dot you can drag on its own. The day of the month is what counts for the second date; pick a day later in the same month so both fall in every month.

If it lands on a weekend

Keep the date, or move it to the previous or next work day. The book's work-week setting decides which days count as off.

Ends

Drag the ∞ cap at the right edge onto the timeline to end the series there; drag it back off the edge for no end. Tap it for a date picker.

Amount is

The "Amount is …" pill in the picture's header (the = / ≈ mark beside the Amount field opens the same list):

• Exact — the same amount every time (solid dots).
• Your estimate — about this much; entered amounts may differ (hollow dots).
• Last amount / Average of last 3 / 6 / 12 — worked out from what you actually entered. Past entries appear as grey dots at their real amounts, the ones in use get a ring, every future dot goes hollow with a whisker spanning their lowest and highest value, and the handle locks because the amount is derived. The sentence spells out the numbers. A new plan has no entries yet, so it uses your estimate until they exist. Positions of the grey dots are approximate — the plan remembers the amounts, not their dates.

Enter it for me

Scheduled plans only. When the next due date falls inside this window, the book-open sweep books the transaction as an Unaccepted row: never, on the day, or 3 days / 1 week / 2 weeks / 1 month ahead. Drawn as a short tail before each dot.

Remind me

Scheduled plans only. When to be told about the next occurrence, independent of Enter it for me: off, on the due date, or 1 / 3 days / 1 week before, at the app-wide reminder hour. Drawn as a bell before each dot. A saved timing that matches no preset shows as Custom.

Appear in budget

Scheduled plans only — whether this plan also shows as a row on the Budget tab. A budget plan always does.

Show on timeline

Pin this plan on the planning-window strip above the lists, so its due dates (or period boundaries) show as marks there. The same pin can be toggled from the Plan tab.

Notes

Free-text memo carried onto every generated transaction.

Duplicate (edit only)

Editing an existing plan shows a copy icon in the header. It opens a new plan pre-filled with the same schedule, amounts, and splits — handy for a variant that only differs in amount or account. Tweak and Create.