Reports

Pre-built and custom reports over your ledger data — spending, income, budget variance, net worth, cash flow.

Standard reports

• Spending by category — top expenses in the chosen window.
• Income by category — same for credits.
• Net worth — total balance across all accounts over time.
• Budget vs Actual — bar / waterfall comparison.
• Cash flow — Sankey of money in vs. money out. What an account receives but doesn't spend in the window parks in Net savings; what it spends beyond its income is drawn from Existing savings. Credit cards and loans get their own pair instead — Debt paid down (a payment larger than this window's charges settles earlier spending) and New debt (charges beyond the payment) — so a card payment never reads as savings.
• Balance forecast — daily projected balance per account; warns when it dips below zero (or your floor) before payday.
• Subscriptions & fixed costs — every recurring expense annualised, so you see the whole commitment per month and per year. Narrow it to one or more accounts with the Accounts chips.
• Savings rate — the share of income you keep, plotted over time. Transfers between accounts count as neither income nor spending; when an account filter is active, the net transfer flow is shown alongside the rate.
• Financial condition — assets, liabilities and net worth as of the window's end, with a comparative column as of its start.
• Changes in net worth — opening net worth + income − expenses ± other changes = closing net worth; the statement always reconciles.
• Cash flow statement — operating / investing / financing over your cash accounts; sections are inferred from each transfer's partner account type.
• Planned vs actual over time — the same comparison per month (or quarter / year): planned, actual to date, still to come and the difference for each period, with the periods ahead dimmed; the Waterfall view walks the categories inside every period.

Header icons

• Search — filter the report list by name.

Custom reports

Open a standard report and tap Save as in the report view to clone its settings into a new custom report. Custom reports persist in this book and survive backup / restore.

Tips

• Tap any chart segment to select it — a summary appears near the chart with actions like View transactions to drill into the underlying data.
• The Group-by chips inside a report drive the pivot axis; the Date-range chips drive the window. Classification axes show under the names you gave them in Settings.
• Switch the view chip (Table / Bar / Area / Heatmap / Waterfall / Sankey) to reshape the same data without re-running it.